Post #30: What makes Virgo stand out in the crowd!

[ Probably... My personality. Taken from Yahoo.
https://in.lifestyle.yahoo.com/10-things-t-resist-virgo-130506228.html ]

No one is perfect in this imperfect world. But there times when you meet someone and you just can’t get enough of them. Let’s find out what makes a Virgo stand out in the crowd! 

1. Down to earth- Virgos are the most ‘down to earth’ people you will ever meet. They don’t like the so-called word “show-off” and, keep a safe distance from those pretentious people as much as possible.

2. Realistic- Virgos do not live in a fantasy world. In fact, they keep a very practical approach towards life and in all their endeavours. They know how to keep their emotions in check, enough to not let them affect their decisions.

3. Meticulous- These people are very observant and have a keen eye for details. Details, lists and facts are what make a Virgo tick! This ability to discern things makes them the perfect pick to pursue their profession as a detective or in the research field.

4. Ethical- Moral ethics are on the top of their priority list, and they make sure not to let any sort of achievement get ahead of their ethics under any circumstances. No bribe is enough when it comes to their morals and ethics! 

5. Perfectionists- Virgos are idealists. They like to be perfect in everything they do. They are insanely systematic. They will not leave a task until it is finished and is in its complete order- alphabetically, numerically, and color-wise! (That sure makes it easier for people like us to find things later!) Due to the perfectionism they exhibit, most of the times they become health- freaks, but wait, who doesn’t like a fit person?

6. Reliable- A person born under the sign “Virgo” is the most faithful one you will ever come across. They will be supportive. You can always find them standing right by your side even if the boat starts shaking but they will also make sure to get you out of the water before your boat starts sinking, and you won’t see a single sign of frowning. And, Yes! Your secrets are perfectly safe with them! 

7. Value quality more than quantity- Virgos value quality more than anything. And, it won’t be wrong to say this trait makes them the ‘perfect lovers’. They sure are not the most romantic types but they do have huge hearts and do not hesitate to offer their whole heart to their loved ones. They might not express their love in beautiful phrases or poetry but their little gesture from time to time does the magic.

8. Balanced- They are very balanced. They remain calm and placid even in the most confusing situations. They plan everything in advance to improve things. They are likely to bring order to chaos due to this miraculous gift they possess. They value security and stability in life.

9. Devoted- Assign a project to a Virgo and they will make sure to put all of their heart in it. They will not leave anything before it is completed in its true sense. They are self-disciplined, serious and sensible, which makes them win most of the ‘employee of the year’ awards.

10. Intellectual- Virgo is said to be the ‘Wisest’ sign under the zodiac. They are very intelligent but do not like to show off their abilities. Dare ask them a specific question, you will get a one word or one liner answer but that would be the best answer you can ever get

Post #29:How system of cardless withdrawal from ATMs works?

[Via The Economic Times]

If you are living in a metropolitan city and wish to transfer funds to your family member who does not have a bank account, you can use of this service.

MUMBAI: Several banks have started offering cardless withdrawal facilities to their customers. ICICI Bank is the latest to join this bandwagon. Bank of India had launched a similar facility earlier this year.Other players in this space include Axis Bank and IndusInd Bank. Customers of the banks can use the facility to transfer funds even to those who do not have a bank account.

"The sender needs to have an account with us and he can use either internet banking or walk into a branch to send money to a beneficiary's mobile numbers. The beneficiary need not have a bank account," says Rajiv Anand, group executive and head, retail banking, Axis Bank.

For example, if you are living in a metropolitan city and wish to transfer funds to your family member who does not have a bank account, you can make use of this service.

However, the recipient should have a mobile phone connection to complete the transaction. The entire transaction can be completed online, and the process for initiating transfer and withdrawing the amount is similar across the banks.

How does it Work?

To begin with, you must add the name of the recipient to the list of cash withdrawal beneficiaries and provide the mobile number, name and address to the bank.

Once your request to register this recipient is accepted, you can select the recipient and initiate the transfer. You will get a numerical code on your cell phone, which should be shared with the recipient. The system will send an SMS containing another code (onetime password) to the recipient's mobile, too.

The recipient can visit specified ATMs, enter both the codes, mobile number and withdraw the transferred amount.

Remember, any variance in these sensitive details could lead to termination of the transaction -the funds will be credited back to the sender's account. Also, you should make sure that the recipient withdraws the money before the deadline specified (subsequent midnight to 14 days, depending on the bank).

Banks have set a limit of Rs 5,000-10,000 per transaction for the sender using this facility. The monthly cap for each recipient is Rs 25,000.You, as the sender, will have to pay charges of Rs 25 for every money transfer made.

Money transfer apart, you can make use of this facility for other purposes too, particularly when you are travelling. "The facility can be used by the account holder, both for self withdrawal in case of lost card, or for remittance to any beneficiary who may not be an account holder," says Ritesh Raj Saxena, EVP and head, direct banking and savings, IndusInd Bank. That is, if you add yourself as a beneficiary, you can use your mobile to initiate the transfer and withdraw money from the bank's designated ATM. The assumption here is that your mobile phone, with Internet access, is secure in your pocket. Ascertain the Reach

While the facility seems attractive and comes at very little cost, the only hitch is the limited reach -some banks allow cashless withdrawals at select ATMs, while others have a smaller network of ATMs. You need to enquire whether the facility is enabled only at selected ATMs -if the recipient does not live close to such an ATM, travelling to the location could be a hassle. In contrast, non-banking mobile payment entities have a wider network--of distributors and franchisees--though the charges could be higher depending on the issuer and amount transferred.

"However, mobile-enabled money transfers require bank accounts or wallets at both ends and do not facilitate instant cash out," says Anand. Lastly, you should be careful while sharing the code sent to you. Advise the recipient to carry out the transaction herself.Sharing the code with the security guards or others in the ATM can compromise the transaction.

Post #28: Self Appraisal

Liked n sharing it through my blog...

It's awesome attitude.

A Little boy went to a telephone booth which was at the cash counter of a store and dialed a number. The store-owner observed and listened to the conversation:

Boy: “Madam, can you give me the job of cutting your lawn?”

Woman: (at the other end of the phone line) “I already have someone to cut my lawn.”

Boy: “Madam, I will cut your lawn for half the price than the person who cuts your lawn now.”

Woman: “I’m very satisfied with the person who is presently cutting the lawn.”

Boy: (with more perseverance) “Madam, I’ll even sweep the floor and the stairs of your house for free.”

Woman: “No, thank you.”

With a smile on his face, the little boy put the receiver down. The store-owner, who was listening to all this, walked over to the boy.

Store-owner: “Son….I like your attitude; I like that positive spirit and would like to offer you a job.”

Boy: “No thanks.”

Store-owner: “But you were really pleading for one.”

Boy: “No Sir, I was just checking my performance at the job I already have. I am the one who is working for that lady I was talking to!”

This is called "Self-Appraisal”

Post #27: Determination & Persistence

(Liked the story and thought to share with you all.)

Determination & Persistence

This is a real life story of engineer John Roebling building the Brooklyn Bridge in New York, USA back in 1870. The bridge was completed in 1883, after 13 years.

In 1883, a creative engineer named John Roebling was inspired by an idea to build a spectacular bridge connecting New York with the Long Island. However bridge building experts throughout the world thought that this was an impossible feat and told Roebling to forget the idea. It just could not be done. It was not practical. It had never been done before.

Roebling could not ignore the vision he had in his mind of this bridge. He thought about it all the time and he knew deep in his heart that it could be done. He just had to share the dream with someone else. After much discussion and persuasion he managed to convince his son Washington, an up and coming engineer, that the bridge in fact could be built.

Working together for the first time, the father and son developed concepts of how it could be accomplished and how the obstacles could be overcome. With great excitement and inspiration, and the headiness of a wild challenge before them, they hired their crew and began to build their dream bridge.

The project started well, but when it was only a few months underway a tragic accident on the site took the life of John Roebling. Washington was also injured and left with a certain amount of brain damage, which resulted in him not being able to talk or walk.

“We told them so.” “Crazy men and their crazy dreams.” “It’s foolish to chase wild visions.”

Everyone had a negative comment to make and felt that the project should be scrapped since the Roeblings were the only ones who knew how the bridge could be built.

In spite of his handicap Washington was never discouraged and still had a burning desire to complete the bridge and his mind was still as sharp as ever. He tried to inspire and pass on his enthusiasm to some of his friends, but they were too daunted by the task.

As he lay on his bed in his hospital room, with the sunlight streaming through the windows, a gentle breeze blew the flimsy white curtains apart and he was able to see the sky and the tops of the trees outside for just a moment.

It seemed that there was a message for him not to give up. Suddenly an idea hit him. All he could do was move one finger and he decided to make the best use of it. By moving this, he slowly developed a code of communication with his wife.

He touched his wife’s arm with that finger, indicating to her that he wanted her to call the engineers again. Then he used the same method of tapping her arm to tell the engineers what to do. It seemed foolish but the project was under way again.

For 13 years Washington tapped out his instructions with his finger on his wife’s arm, until the bridge was finally completed. Today the spectacular Brooklyn Bridge stands in all its glory as a tribute to the triumph of one man’s indomitable spirit and his determination not to be defeated by circumstances. It is also a tribute to the engineers and their team work, and to their faith in a man who was considered mad by half the world. It stands too as a tangible monument to the love and devotion of his wife who for 13 long years patiently decoded the messages of her husband and told the engineers what to do.

Perhaps this is one of the best examples of a never-say-die attitude that overcomes a terrible physical handicap and achieves an impossible goal.

Often when we face obstacles in our day-to-day life, our hurdles seem very small in comparison to what many others have to face. The Brooklyn Bridge shows us that dreams that seem impossible can be realised with determination and persistence, no matter what the odds are.